Terms of Use
Please read these terms carefully before using our financial services platform. These terms govern your use of magnivorael's services and establish the legal framework for our business relationship.
1. Acceptance of Terms
By accessing or using magnivorael's website, services, or educational programs, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and magnivorael (ABN: 12 345 678 901), located at 8 Nunan Cres, Oxley ACT 2903, Australia.
Agreement Scope
This agreement covers all interactions with our platform, including but not limited to accessing educational content, participating in learning programs, using our sales technique resources, and engaging with our customer support services. If you do not agree with any part of these terms, you must immediately cease using our services.
2. Service Description and Educational Purpose
magnivorael provides educational content and training programs focused on sales techniques, business development skills, and professional growth within the financial services sector. Our services are designed for educational purposes and skill development rather than guaranteeing specific financial outcomes.
Educational Content Disclaimer
All content provided through our platform is for educational and informational purposes only. We do not provide financial advice, investment recommendations, or guarantee any specific results from applying the techniques taught in our programs. Students are encouraged to develop their skills and knowledge while understanding that success depends on individual effort, market conditions, and various external factors.
- Course materials are based on proven sales methodologies and industry best practices
- Case studies and examples are provided for educational illustration
- Individual results may vary based on personal application and market conditions
- Continuous learning and practice are essential for skill development
Important Notice: magnivorael focuses on skill development and professional education. We emphasize learning outcomes, knowledge acquisition, and professional growth rather than promising specific financial returns or guaranteed income levels.
3. User Responsibilities and Conduct
As a user of our services, you agree to maintain professional standards and comply with all applicable laws and regulations. Your conduct on our platform should reflect the professional nature of our educational community.
Acceptable Use Policy
Users must engage with our platform responsibly and respectfully. This includes participating constructively in discussions, respecting intellectual property rights, and maintaining confidentiality of proprietary methodologies shared during training sessions.
- Respect other users and maintain professional communication
- Do not share login credentials or access materials with unauthorized individuals
- Refrain from attempting to reverse engineer or copy our proprietary training systems
- Report any technical issues or inappropriate behavior to our support team
- Use learned techniques ethically and in compliance with industry regulations
Account Security
You are responsible for maintaining the security of your account credentials and for all activities that occur under your account. We recommend using strong passwords and enabling two-factor authentication when available. Notify us immediately if you suspect unauthorized access to your account.
4. Intellectual Property Rights
All content, materials, methodologies, and resources provided through magnivorael's platform are protected by intellectual property laws. This includes course materials, training videos, assessment tools, and proprietary sales frameworks developed by our team.
Usage Rights and Restrictions
We grant you a limited, non-transferable license to access and use our educational materials for personal professional development. You may not reproduce, distribute, modify, or create derivative works based on our content without explicit written permission.
- Course materials are licensed for individual use only
- Screenshots, recordings, or copying of content is prohibited
- Sharing of proprietary methodologies outside the platform is not permitted
- All trademarks and logos remain the property of magnivorael
5. Payment Terms and Refund Policy
Payment for our services is processed securely through approved payment processors. All fees are clearly displayed before purchase, and you agree to pay all applicable charges as outlined in your chosen program or service package.
Refund Conditions
We offer a satisfaction guarantee for our educational programs. If you are not satisfied with the quality of our content within the first 30 days of purchase, you may request a full refund. Refund requests must include specific feedback about your learning experience and reasons for dissatisfaction.
- 30-day money-back guarantee from date of purchase
- Refund requests must be submitted through official channels
- Completed coursework or downloaded materials may affect refund eligibility
- Processing time for approved refunds is 5-10 business days
6. Privacy and Data Protection
We are committed to protecting your privacy and handling your personal information in accordance with Australian Privacy Principles and applicable data protection laws. Our comprehensive privacy policy details how we collect, use, and protect your information.
Information Collection and Use
We collect information necessary to provide our educational services, including contact details, learning progress, and engagement metrics. This information helps us improve our programs and provide personalized learning experiences while maintaining strict confidentiality standards.
7. Limitation of Liability
magnivorael provides educational services and content to the best of our ability, but we cannot guarantee specific outcomes from applying learned techniques. Our liability is limited to the amount paid for our services, and we are not responsible for indirect or consequential damages.
Service Availability
While we strive to maintain continuous service availability, we cannot guarantee uninterrupted access to our platform. Scheduled maintenance, technical issues, or unforeseen circumstances may temporarily affect service availability. We will provide advance notice of planned maintenance whenever possible.
8. Modifications and Updates
We reserve the right to modify these Terms of Use to reflect changes in our services, legal requirements, or business practices. Users will be notified of significant changes via email and through platform notifications. Continued use of our services after modifications indicates acceptance of updated terms.
Communication of Changes
Important updates to these terms will be communicated through multiple channels to ensure all users are informed. We recommend reviewing these terms periodically to stay informed about any changes that may affect your use of our services.
Questions About These Terms?
If you have questions about these Terms of Use or need clarification on any section, please contact our support team.
Email: info@magnivorael.com
Phone: +61403800195
Address: 8 Nunan Cres, Oxley ACT 2903, Australia
These Terms of Use are effective as of January 15, 2025, and were last updated on January 15, 2025.